The World Handicap System (WHS) which was implemented on 1/1/20 has a different process for determining players’ handicaps for our tournaments. First your Course Handicap is determined based on your index and the course’s difficulty. Next, Handicap Allowances are calculated. They are designed to provide equity for players of all levels of ability in each format of play. Handicap Allowances are applied to the Course Handicap as a final step in calculating a player’s Playing Handicap. Your Playing Handicap is the number subtracted from your gross score to determine your net score. For individual events, your Playing Handicap will be 95% of your Course Handicap. For better ball of partner events, each person’s Playing Handicap will be 85% of your Course Handicap. There will no longer be a handicap adjustment when the difference between team members’ handicaps is greater than 8 strokes.